Ontario Small Business Group Benefits (2–50 Employees)
Group benefit quotes for Ontario teams with 2–50 employees.
Helping Ontario small businesses design affordable employee benefits plans with health, dental, life insurance, and HSA options.
Most small employers get pitched “discounted first-year rates” or a generic packaged plan. Every new group typically receives introductory pricing — but your long-term cost is driven by real usage and renewal mechanics over time.
My MGA and I review your claims experience and negotiate renewal strategy so you don’t get auto-renewed into avoidable increases. The goal is stable pricing and a plan that matches how your team actually uses benefits.
Built for Ontario teams — 2 to 50 full-time employees
Fast quotes with minimal info. Plans designed for real usage, not inflated assumptions.
No gimmick “savings guarantees” — just transparent strategy you can rely on.
Why Small Businesses Choose JL Benefit Blueprint
Data-First, Not Discount-First
I walk you through assumptions, pricing, and renewal mechanics before you decide.
Plan Design That Protects Renewals
Classes, HSAs, drug/dental controls, and plan structure built for long-term stability.
Direct Advisor Support
You work with a licensed advisor — no call centres, no general inbox.
Quick Quote — Companies Without an Existing Benefits Plan
Share company details and list each full-time employee. I’ll review with our MGA and provide 1–3 options. If you already have a plan, use the Rate Review section below.
Already Have a Benefits Plan? Upload It for a Rate Review.
I can review plan design + pricing to see if we can improve premiums while keeping or improving coverage.
Ideal info to provide
- Most recent claims history / experience report
- Employee census with coverage type (Single / Family / Waived)
- Copy of your current policy or plan booklet
- Two recent invoices from your current carrier
With this, we can often structure quotes with up to 2 years of guaranteed pricing.
If you can’t get claims history
- Two invoices roughly a year apart
- Employee census with coverage type (Single / Family / Waived)
- Your current policy / plan booklet
Still enough to compare your plan and explore better premium options.
Prefer email? Send documents to jason@allianceincome.com — or upload them securely below.
Prefer to Talk First?
Book a quick 15-minute call to review your current situation and see what a properly structured benefits plan could look like for your business.
Frequently Asked Questions
Do we qualify with just 2 employees?
Yes — I specialize in Ontario companies starting from two full-time staff.
I already have an advisor — can you still help?
Yes. I can review your plan and pricing without disrupting your coverage.
Can you set up plans for a 1-person operation?
Yes. If you’re incorporated, give me a call and we’ll confirm whether you qualify for an HSA (PHSP).